Planned Gifts

Fidelco accepts other planned gifts that may have tax advantages to you and your loved ones.  The types of planned gifts listed below are representative of ways you might consider to meet your financial and philanthropic goals. Professional advice from an attorney, financial planner or tax advisor should be sought to determine the gift plan that best suits your objectives.

Gift Annuities: In exchange for a transfer of cash or marketable securities, Fidelco contractually guarantees to pay a specified annuity to you and/or another beneficiary. Deferred Gift Annuities appeal to younger donors who can defer annuity payments until a future date, such as retirement.

Charitable Remainder Trust (CRT): These are popular plans because of financial and estate-planning flexibility they offer. A CRT is similar to other types of trusts, except that Fidelco, the charitable beneficiary, receives the remainder income.  You entrust property, specifying how trust income and the remainder interest will be distributed.

Charitable Lead Trust: This is the reverse of a CRT in that it provides for a gift of payments from property to Fidelco for a term of years, and then the property passes to your designated beneficiaries.

Life Insurance: You can name Fidelco as the primary beneficiary or as a successor beneficiary of a new or existing life insurance policy. 

Retirement Plan Assets: You can name Fidelco as a primary or contingent beneficiary of your Individual Retirement Plans (IRA), 403(b), or 401(k). This can usually be accomplished by completing the appropriate forms from your plan administrator.  

For information on planned gifts for Fidelco, contact Susan Greer, planned giving officer, at 860-132-5200 or at sgreer@fidelco.org.